var str = location.search;
var writeFrames = (str.indexOf("nowritefs")) && (top.window.length == 0);


if (writeFrames)
{
  if (str == "")
  {
    var mainFrame = window.location + "?nowritefs";
  }
  else
  {
    var mainFrame = window.location + "&nowritefs";
  }
  document.write(
  '<frameset rows="*,53" cols="*" framespacing="0" frameborder="NO" border="0">',
  '<frame src="', mainFrame, '" name="mainFrame">',
  '<frame name="bottomFrame" src="disclaimer.html" noresize>',
'</frameset>'
  );
}